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Fixed Rate Mortgages |
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This type of mortgage maintains its original interest rate throughout the entire life of the loan. The mortgage payment remains the same (changes may occur outside of the principal and interest(P&I) based on modifications in taxes or insurance).
With a fixed rate mortgage, the subject property may be:
- One, two, three or four (owner occupied only)
- Second home (single family units and Condominiums only)**
- Condominium
- Planned unit development
- Townhouse
- Cooperatives (Co-ops) in Nassau, Suffolk counties and NY Metro Area
Benefits for Fixed Rate Mortgages include:
- Competitive interest rate
- No risk of an increase in interest rates
- Consistent monthly payment(P&I) for the life of the loan
- Many purchase options available
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| Features |
10-Year |
15-Year |
20-Year |
30-Year |
| Fixed Term |
10-Year |
15-Year |
20-Year |
30-Year |
| Rate Lock |
FREE 45-Day Rate Lock, .25% fee for 60-Day Rate Lock |
FREE 45-Day Rate Lock, .25% fee for 60-Day Rate Lock |
FREE 45-Day Rate Lock, .25% fee for 60-Day Rate Lock |
FREE 45-Day Rate Lock, .25% fee for 60-Day Rate Lock |
| Borrow Amount | If qualified, members can borrow up to program specific guidelines, please contact a Bethpage Mortgage Loan Officer for more details. |
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* Mortgage loans are available in all states except Texas
** the property that will secure the loan must become your principal residence at some future time. | |
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1-800-628-7070 |
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Privacy Policy ::: Security Statement |
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Membership is open to anyone who lives, works, worships, attends school,regularly conducts business in Nassau or Suffolk County, or is an immediate family member of a current member.
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